Private loans funded by own capital
N1 lends directly from its own fund.
We specialise in property-backed private credit, from $100K to $25M. ​Developers, investors, and brokers trust N1 for deals that need real understanding, not red tape.
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Funded by N1’s own capital
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Transparent pricing, no hidden fees
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Flexible structures for complex deals
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Backed by ASX governance and real underwriting discipline
Why N1 Holdings?
Backed by our own capital
No third-party approvals, no restrictive parameters, no unnecessary delays. Our direct funding gives you a clear, quick, and reliable path to settlement.
Our niche
We fund various types of properties including residential, commercial and industrial properties
Competitive and Transparent Pricing
Transparent pricing, no vague "From" rate. No hidden fees. Always all fees real "all-in" quotes no surprise.
Real flexibility and business sense
We fund any size up to $25M per single property and more for multiple. Not restricted by rigid policy
Trusted by brokers and borrowers
Proven track record of funding complex deals, we work closely with brokers to deliver seamless transactions. Check out our Google reviews
The 4L mantra
We understand private lending - Less questions, Less docs, Less hassles, Less costs
Case studies
“$3.5M land refinance settled in 72 hours — developer accessed equity to buy next site.”
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“$2.8M commercial refinance — equity release funded against real value.”
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"$22M site acquisition - developer purchase of asset"
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"$12M warehouse acquisition - business owner's investments"