Direct Lending & Private Credit
We lend from our own fund, offering fast, flexible private lending.
Our offering includes:
• Onelend for first and second mortgages
• Business loans tailored for SMEs, developers and property investors
• We specialise in short‑term, alternative lending to plug funding gaps for Australia’s SME sector
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We focus on:
• Efficiency, transparency and consistent funding experiences
• Collaborating with accountants, lawyers, brokers and property experts
• Delivering value‑driven, client‑centric outcomes
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Loan purposes we support:
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Bridging finance, urgent settlement, renovations, working capital, business expansion, equipment purchase, debt consolidation, equity release and more.
Acceptable security: residential, commercial, industrial, residual stock, land banking, if your need’s unique, just ask.
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call 1300 001 118 or email scenarios@n1holdings.com.au
Common loan purpose
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Bridging finance - Buy before Sold
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Purchase and urgent settlement
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Renovation of business premises
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Working Capital
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Business expansion
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Equipment acquisition and/or upgrade
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Debt consolidation (Credit cards, ATO debts etc)
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Equity release for business purpose
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External administration/Receivership
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Acceptable security types
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Residential properties (house/townhouse/units etc)
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Commercial properties (office/shop/warehouse/clinic/ childcare etc)
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Residual Stock
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Land banking
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Others, please reach out to our specialist
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