About Us

N1 in summary:

  1. Settled >$2.3bil business, commercial, home loans and private lending

  2. Commercial lending >$300m since 2018

  3. Managing $90mil SME credit/Private lending fund (Net return to investors 6%-7%pa)

  4. Accumulated over $800m in loanbook size

  5. Top 10 Business Loans Writer 2019 & 2020

  6. Top 10 Independent Brokerage 2015 & 2017

  7. Top 25 Brokerage 2016, 2017 and 2019

  8. Ranked #46 2017 AFR Fast 100

  9. Specialist lender, direct lending and private credit

  10. Company inception July 2011, ASX-listed in March 2016


N1 Holdings is a non-bank lender that provides strategic financing advice to SMEs, project developers and sophisticated property investors seeking new capital/debt, or refinancing existing debt. We assist borrowers through the complex processes of obtaining debt capital from Australian major banks, private funds, and offshore debt capital providers. N1 Holdings also plays the role as a direct lender (both as a balance sheet lender and manager of mortgage fund) in the Australian SMEs sector, the largest employers group in Australia.

With the growth in lending from non-traditional sources, such as alternative banks and non bank funders and lenders, N1 domestic and foreign strategic alliances are perfectly placed to advise businesses through this changing lending environment and debt/capital market. N1 core services include business lending, cross-border corporate financing, project funding, fund trustee services and vendor finance solutions.

N1 Holdings (ASX:N1H) established in 2011 by entrepreneur Mr. Ren Hor Wong (Executive Chairman and CEO), with headquarter in Sydney, N1 Holdings is an Australian Stock Exchange listed entity with offices in major cities of Australia, Shanghai of China and Kuala Lumpur of Malaysia. N1 is building one of Australia's largest multi-cultural business, financial and property services firm, with market leading technology and unique business model. N1 Loans (a subsidiary of N1 Holdings) has been recognized by media and industry peers as Australia top 10 mortgage brokerage firms consistently for the last couple of years.