About Us

N1 in summary:

  1. Settled >$2.3bil business, commercial, home loans and private lending

  2. Commercial lending >$180m

  3. Managing >$27mil SME credit/Private lending fund (Net return to investors 6%-8%pa)

  4. Accumulated over $800m in loanbook size

  5. Top 10 Business Loans Writer 2019 & 2020

  6. Top 10 Independent Brokerage 2015 & 2017

  7. Top 25 Brokerage 2016, 2017 and 2019

  8. Ranked #46 2017 AFR Fast 100

  9. Specialist lender, direct lending and private credit

  10. Company inception July 2011, ASX-listed in March 2016

Website: www.n1holdings.com.au; www.n1funds.com.au

N1 Holdings Limited was listed on the Australian Securities Exchange and became a public company on the 18th March of 2016. Its stock code is N1H. N1 Holdings Limited is a business, financial and property services firm that operates under the brand “N1 Loans”, “N1 Realty”, "N1 Migration" and "N1 Asset Management". N1 as an ACL and AFSL holder aims to deliver the complete value chain of a business, individual and real estate financial transactions, and possesses the unique strength of having a strong position in the niche Australian Asian community market. N1’s current services span across commercial lending, residential property loans, business finance, equipment finance, property sales and rental management. N1 consistently delivers robust growth across multiple complementary business entities, aiming to establish itself as a market leader in customer satisfaction with its unique and diversified business model.


N1 Holdings group of businesses provide strategic advice on businesses, project developers and property investors seeking new equity capital/debt, refinancing or refinancing existing debt. We assist borrowers through the complex processes of Australian major banks, private funds, and offshore debt capital providers.

With the growth in lending from non-traditional sources, such as alternative banks and non bank funders and lenders, N1 overseas strategic alliances are perfectly placed to advise businesses through this changing lending environment and debt/capital market.

The One Lending Fund by N1 Asset Management is a property-backed SME lending fund that lends capital to small and medium sized businesses located in Australia, thus providing strong, consistent and predictable returns. The Loans will be secured by first or second ranking mortgages over property located in Australia and in some cases personal/directors’ guarantees will be obtained.


Since the business was established in 2011, N1 has grown into a business with 23 staffs (including employees and consultants rumunerated via commissions).  From commencement of FY13 to 31st December 2019, N1 has settled over $2.3 billion of loans, commercial lending of over $180m and has accumulated loanbook of over $880m (asset disposed in August 2019). N1 has expanded its global footprint with new office in Shanghai, China and Singapore.

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Home loans and other credit services are provided by Credit Representatives of N1 Loans Pty Ltd ABN 36 142 259 854, Australian Credit License Number 473016. Fund management services are provided by N1 Venture Pty Ltd ABN 83 602 937 851, Australian Financial Services Licence Number 477879.


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