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Mortgage Management 
(N1 Plus Home Loan & Commercial Loan)

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What can N1 Plus Offer

N1 Plus delivers a flexible home loan and commercial loan suite of solutions, with dedicated support, fast turnaround time, and competitive tailored offerings.  It empowers property owners and investors access to flexible finance solutions with a diverse range of residential and commercial loan products from standard or prime borrowings to those which offer ease-of-access loans to applicants who have impaired credit history.

There are many things that make the N1 Plus home loan and commercial loan offering unique, here are just a few: 

  • The support of a highly experienced Business Development Manager  

  • Same day turnaround on initial decisions* 

  • As each application is assessed on its individual merits, N1 Plus Home Loans provides a more flexible solution every time  

  • One application provides access to multiple home loan solutions 

  • Direct lines to the credit team assessing your loan, N1 Plus Loans keeps you informed every step of the way 

  • Dedicated customer service team to assist in priority service 

  • Access to Loan Adviser for up-to-date reporting and statements 

*Same day approvals for applications lodged before 1pm AEST (or 12pm in WA).


Why Choose N1 Plus


Responsible Lending

N1 Plus is committed to responsible lending. We recognise the importance of working with our valued distribution partners to ensure we all play our part in conducting business in an ethical and responsible manner. Where the loan is regulated, the introducer is expected to:


  • ensure compliance with the National Consumer Credit Protection Act and associated regulations, as well as guidance published by ASIC and the Australian Financial Complaints Authority (AFCA);

  • seek and verify information about the customer’s requirements and objectives and financial situation; and

  • not recommend a loan that are not unsuitable for a customer.

N1 Plus Home & Commercial Loans are funded by Pepper Money and managed by Zillion Finance Pty Ltd, a fully owned subsidiary of N1 Holdings Limited (ASX: N1H). Zillion Finance Pty Ltd holds Australian Credit Licence #389330 with both lending and mortgage broking authorisations.  

For more information, please contact us via or visit N1 Plus website (TMD and Credit Guide)

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