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Home loans and other credit services are provided by Credit Representatives of N1 Loans Pty Ltd ABN 36 142 259 854, Australian Credit License Number 473016. Fund management services are provided by N1 Venture Pty Ltd ABN 83 602 937 851, Australian Financial Services Licence Number 477879.


Copyright © 2019 by N1 Holdings Ltd. All rights reserved. Privacy Policy

OneLend provides short term business loans to Australian SME’s.

Get the Loan Solutions You Need with N1 Business Lending

At N1 Business Lending, we understand how SMBs have to work doubly hard to stay ahead, sustain their business and achieve significant growth. We make it a point not only to offer financing solutions that are ideal for SMBs but also make sure that our process takes into consideration their time and resources.


We value our clients more than anything, and following our simple 5-step process they need never have to question what to fill out, what requirements to procure or what steps they need to take next. Our entire process is laid out in an orderly fashion to eliminate all confusion and ensure our clients’ needs are fully met.

Leading short term private lender in Sydney, Australia

Short term finance is a growth industry that has seen an increase in demand globally, and Australia is no exception. It is because of this demand that N1 Business Lending has become a leading provider of private finance loans and short term business loans in Australia.


The company consistently delivers flexible solutions with best-in-market rates and swift and compliant loan processing. Brokers, Accountants & Financial Planners rely on our private short term finance solutions to assist their clients in bypassing cash flow issues, securing new equipment and financing expansions. We’ve helped numerous clients achieve their business goals while avoiding financial issues with ease. 

​With all of our private loans offerings, clients are assured of the best and most secure financial assistance. We strive to deliver a seamless, reputable and beneficial loan experience for both borrower and referrer.

Flexible Short Term Business Loans

Our private business loans cater to a number of different financing needs. Our clients use our loans for:

  • Working capital (purchase stock, increase sales)

  • Expand current business

  • Business credit cards

  • Equipment acquisition

  • Maintenance or upgrade of existing systems or equipment

  • R&D or the purchase of IP

  • Acquisition of additional business

  • Starting up an additional business

  • Trade Finance

  • Purchase of premises

  • Refinancing

  • Equity release, reimburse owner’s funds

  • ATO liability

  • Employee wages & super

  • Payout business partner

12% p.a

3 – 12 months

24% p.a

3 – 12 months

  • $100K – $2M

  • Up to 70% LVR on residential property

  • Up to 65% LVR on commercial property

  • No credit scoring

  • 24 hours approval

  • Delivered in 5 Business Days

  • $100K – $2M

  • Up to 70% LVR on residential property

  • Up to 65% LVR on commercial property

  • No credit scoring

  • 24 hours approval

  • Delivered in 5 Business Days