Personal Insurance

Personal

Insurance

We have a range of insurance products to protect your most valuable asset - yourself.

 

Having the right insurance helps to cover uncertainties and risks that you and your family may face. It provides you more confidence to achieve all the exciting goals and dreams.

 

Life insurance
Life Insurance can help your dependants cope financially, after you die. When the benefit becomes payable, it is normally paid to your dependants or your estate. This lump sum can be used to pay back debts and/or be drawn upon to create an income stream to maintain your family’s current lifestyle. You can choose to hold Life insurance in Superannuation.

 

Total and Permanent Disablity Insurance

A total and permanent disability that stops you from ever working again. The lump sum payment can help you cope financially with a total and permanent disability. Total and permanent disability insurance can be a rider to a Life insurance policy and can be structured in Superannuation.

 

Income Protection Insurance

Income Protection insurance is designed to provide benefits in the event of the insured experiencing a prolonged absence from employment because of a temporary disability in order to compensate, in part, for the loss of income.

 

Critical Illness Insurance

Critical Illness insurance is available as an optional benefit on a Life insurance policy or as a stand alone policy. A benefit payment is to be paid should you suffer any of the covered conditions including, but is not limited to: heart attack, stroke, cancer, paralysis, multiple sclerosis, Parkinson’s disease, chronic liver, lung and kidney disease. 

 

Business Expenses Insurance

Business expenses insurance can help your business cope financially with your inability to earn the business an income because of sickness of injury.